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Current Affairs – January 14, 2026

{GS2 – Governance} Supreme Court Verdict on Prior Approval Clause in Anti-Corruption Law **

  • Context (IE): A two-judge bench of the Supreme Court delivered a split verdict on Section 17A of the Prevention of Corruption Act (PCA),1988.
  • The matter has been referred to the Chief Justice of India for a larger bench due to differing opinions.
  • Section 17A, inserted by the 2018 amendment, requires prior government approval before initiating any inquiry or investigation into alleged offences against public servants.

More About the Judgment

  • The verdict follows a Public Interest Litigation (PIL) filed by the Centre for Public Interest Litigation (CPIL) challenging the constitutionality of the prior approval provision.
  • Reasoning Against: The provision violates Article 14, shields corrupt officials, and reinstates protections like Section 6A of the DSPE Act, previously struck down by the Supreme Court.
  • Reasoning in Favour: It curbs executive pressure and coercive investigations that may deter honest and bold administrative decision-making.
  • Proposed Safeguard: Prior approval powers should be vested in independent bodies such as the Lokpal or State Lokayuktas.

About Prevention of Corruption Act (PCA), 1988

  • The PCA, 1988, is India’s primary legislative framework for combating corruption in public offices.
  • The Act was amended in 2018 to align with the UN Convention against Corruption (UNCAC).

Key Provisions

  • Section 2(c) defines ‘Public Servant’ broadly to include anyone performing public duty, such as government employees, judges, university staff, and bank officials.
  • Section 3 empowers the Central and State governments to appoint dedicated judges for speedy trials.
  • The 2018 amendment criminalised giving a bribe, punishable with imprisonment of up to seven years.
  • Commercial organisations are liable for bribery by associated persons to secure a business advantage.
  • The amendment narrowed the scope of Criminal Misconduct to fraudulent misappropriation and possession of disproportionate assets.

Read More > Prior Approval

{GS2 – MoYAS} National Sports Governance Rules, 2026

  • Context (NOA): The Union Ministry of Youth Affairs and Sports notified the National Sports Governance Rules, 2026, under the National Sports Governance Act, 2025.

Key Provisions of the Notified Rules

  • SOM Inclusion: General Bodies of National Sports Federations must include at least four Sportspersons of Outstanding Merit (SOMs).
    • Eligibility: SOMs must be at least 25 years old and retired from active sports for at least 1 year.
    • Achievement Grading: The rules create a 10-tier achievement system prioritising Olympic and international medalists for governance roles.
  • Women Quota: 50% of SOMs will be women, and Executive Committees must include at least 4 women.
  • Election Oversight: A National Sports Election Panel will supervise elections to ensure free, fair, and manipulation-free processes.
  • Disqualification: Persons convicted by courts and sentenced to imprisonment are barred from contesting elections and committee membership.
  • Bye-law Alignment: All National Sports Bodies must amend their constitutions or bye-laws to implement the rules within six months.

Read More> National Sports Governance Act | India’s Sports Sector

{GS2 – MEITY} Indian Telecom Security Assurance Requirements

  • Context (TH): MeitY clarified that the government hasn’t mandated smartphone manufacturers to disclose proprietary source code under the Indian Telecom Security Assurance Requirements (ITSAR).

About Indian Telecom Security Assurance Requirements (ITSAR)

  • ITSAR are technical security standards for telecom equipment, designed to safeguard network integrity and national security.
  • Authority: They are issued by the National Centre for Communication Security (NCCS) under the Department of Telecommunications (DoT).
  • Application: ITSAR apply to designated telecom equipment sold, imported, or used in India that connects to telecom networks.
  • Coverage: Requirements are legally binding on OEMs, importers, dealers, and telecom service providers.

Key Provisions of ITSAR

  • Security: Equipment must be free of undisclosed backdoors and malware to ensure system integrity.
  • Testing: Network elements will be evaluated at Telecom Security Test Laboratories before deployment.
  • Crypto Control: Equipment will only use NCCS-approved cryptographic algorithms and protocols.

Proposed Provisions for Mobile Devices

  • Source Disclosure: Smartphone manufacturers may be required to share proprietary source code with government-approved labs for security testing.
  • App Removal: Users should be able to uninstall non-essential pre-installed apps to reduce attack surfaces.
  • Log Retention: Devices will keep security logs, like system events and login records, for one year.
  • Malware Scanning: Smartphone OS to include automatic and periodic malware scans.
  • Update: Companies will inform NCCS before releasing major software updates or patches.

Read More> India’s Telecom Security Reforms for 2026

{GS2 – IR} U.S. Imposes 25% Tariff on Countries Engaging in Trade with Iran

  • Context (TH): U.S. President Donald Trump announced a 25% tariff on any country having trade ties with Iran, effective immediately.
  • Policy Rationale: The tariff is part of a “maximum pressure” campaign against Iran’s violent crackdown on nationwide anti-government protests.

Effects of Rising U.S-Iran Tensions on India

  • Trade Tariffs: New US tariffs on Iran-linked entities could raise cumulative duties to 75%, making Indian exports commercially uncompetitive.
  • Energy Inflation: India’s reliance on the Strait of Hormuz for 50% crude imports exposes the economy to severe oil price shocks.
  • Strategic Connectivity: US sanctions could jeopardise India’s 10-year Chabahar Port contract and disrupt a key trade corridor to Central Asia.
  • Diaspora Safety: Regional escalation may endanger nearly 10 million Indian nationals in the Gulf and threaten stable remittance inflows.
  • Diplomatic Dilemma: As 2026 BRICS Chair, India faces a dilemma between hosting Iran’s President and protecting access to the $27 trillion US market.
  • Geopolitical Shift: Reduced engagement with Tehran under US pressure may push Iran closer to China under their 25-year strategic pact.

An Overview of India-Iran Relationship

  • Diplomatic Ties: India and Iran mark 75 years of formal diplomatic relations, established in 1950.
  • Trade Volume: In FY 2024-25, bilateral trade reached $1.6 billion, with $1.2 billion in Indian exports.
  • Export Basket: Basmati rice, organic chemicals, fruits, nuts, etc.
  • Chabahar Port: India signed a landmark 10-year contract in 2024 to operate the Shahid Beheshti terminal at Chabahar.
  • INSTC: India and Iran are founding members of the International North-South Transport Corridor (INSTC), which connects India to Russia and Europe via Iran.
  • Energy Import: Iran ranked among India’s top three crude oil suppliers until imports stopped in 2019 due to US sanctions.
  • Strategic Convergence: Afghan stability, counter-terrorism, regional connectivity, support for a multipolar world order.
  • Strategic Divergence: US sanctions, Iran–Israel tensions, China’s influence, regional proxy wars.
  • Multilateral Engagement: India and Iran coordinate within BRICS, the Indian Ocean Rim Association (IORA), and the Shanghai Cooperation Organisation (SCO).

{GS3 – IE} RBI Proposes Fresh Licensing Window for UCBs **

  • Context (IE | BS): After a 22-year pause (licensing halted in 2004), the Reserve Bank of India (RBI) has proposed reopening licences for Urban Co-operative Banks (UCBs).
  • RBI halted UCB licensing as many of the newly licensed banks quickly turned financially unsound, and the R Gandhi Committee later advised granting licences only to financially strong credit societies.

Urban Cooperative Banks (UCBs)

  • Definition: UCBs are member-owned financial institutions serving urban and semi-urban communities, small borrowers, and micro-businesses.
  • Legal Basis: They are registered as cooperative societies under either the State Cooperative Societies Act or the Multi-State Cooperative Societies Act.
  • Regulation: UCBs operate under a dual regulatory framework:
    • The RBI oversees banking functions such as licensing, capital adequacy, and risk norms.
    • The Registrar of Cooperative Societies (RCS) manages registration, internal governance, audits, and liquidation processes.

Current Status of UCBs in India

  • Bank Count: Total 1,457 UCBs, with 838 Tier 1 (57.52%), 535 Tier 2, 78 Tier 3 and 6 Tier 4.
  • Deposit Concentration: 7% UCBs (deposits above ₹1,000 crore) hold 62.5% of sector deposits.
  • Small Bank Majority: 52% UCBs have deposits below ₹100 crore but contribute only 5.6% of deposits.
  • Balance Sheet Growth: Assets rose to ₹7.38 lakh crore and deposits to ₹5.84 lakh crore in 2025 (from ₹4.35 lakh crore and ₹3.55 lakh crore in 2015).
  • Capital Strength: Average CAR 18.0%; around 92% UCBs have CAR above 12% (vs 83% in 2015.
  • Asset Quality (FY25): GNPA 6.2%, NNPA 0.7%, PCR 90.1%, indicating stronger provisioning.

Proposals Made by RBI

  • Restart Licensing: Reopen the UCB licensing window with stricter entry norms, due to past failures among newly licensed small UCBs.
  • Prefer Credit Societies: Licence mainly large co-operative credit societies with a longer track record, stronger governance and financial maturity.
  • Wider Footprint: RBI stresses new UCBs need broader presence to compete with Small Finance Banks (SFBs), commercial banks and Non-Banking Financial Companies (NBFCs).
  • Multi-State Preference: Prefer multi-state co-operative credit societies as applicants; select uni-state societies may be considered if they meet wider footprint conditions.
  • Consultative Process: Public feedback invited until February 13, 2026, after which RBI may issue detailed draft licensing guidelines for comments.

Eligibility Filters for Licensing

  • Minimum Capital: Applicant credit society must have ₹300 crore capital as on March 31 of previous FY.
  • Track Record: Must have 10 years of active operations and a 5-year good financial track record.
  • Performance Trend: Must show positive, progressive financial & operational trends over the last 5 years.
  • Capital Strength: Capital Adequacy Ratio must be at least 12% at the time of licence grant.
  • Asset Quality: Net Non-Performing Assets (NNPA) must not exceed 3% at the time of licence grant.

Credit Societies Vs Urban Co-operative Banks

Aspect Co-operative Credit Societies Urban Co-operative Banks
Regulator Registrar of Co-operative Societies Reserve Bank of India (RBI)
Deposit Base Can accept deposits only from members Can accept deposits from the general public (subject to norms)
Lending Scope Can lend only to members Can lend to members and the public as per banking rules

{GS3 – IE} Quick Commerce Platforms to Remove 10-Minute Delivery Advertisements

  • Context (TH): Quick commerce platforms agreed to remove advertisements for 10-minute delivery after direct intervention by the Union Labour Ministry.
  • Safety Concerns: The Ministry warned that rigid 10-minute timelines create unsafe pressure on delivery partners, increasing accident risks.
  • Legal Framework: The move aligns with the Code on Social Security, which formally includes gig and platform workers in welfare coverage.
  • Worker Protests: The decision came after nationwide strikes by gig workers on December 25 and 31, 2025, demanding safer delivery models and social security.
  • Operational Reality: Fast delivery times may not change because of the high density of dark stores nearby, even if riders do not speed.
  • Expectation Reset: Removing time-bound promises aims to lower customer expectations and reduce the psychological strain on delivery riders.

Read More> Gig Worker Protest Against Ultra-Fast Delivery Models

{GS3 – IS} Inter-Departmental Committee Created to Combat Digital Arrests **

  • Context (TH): The Government of India informed the Supreme Court that it had set up a high-level Inter-Departmental Committee (IDC) to combat “digital arrestscams.
  • Committee Mandate: The committee examines real-time enforcement challenges and identifies regulatory gaps in cyber fraud responses.

About Digital Arrest

  • Fraud Modus: Digital arrest involves scammers impersonating law-enforcement officials over video calls to extort money.
  • False Custody: Victims are coerced by claims that they are under virtual custody for alleged involvement in serious crimes.
  • Legal Status: There is no legal provision for “digital arrest” in India; no authority can arrest or interrogate a person via phone or video calls.
  • Financial Loss: According to I4C, Indians lost about ₹1,935 crore to digital arrest scams in 2024.
  • Case Surge: Reported cases nearly tripled in 2024, with over 1.2 lakh complaints related to impersonation frauds.
  • Foreign Origin: Investigations show that 46% of such cyber frauds originate in the “Golden Triangle” region comprising Cambodia, Myanmar, and Laos.
  • SC Order: In December 2025, the Supreme Court allowed CBI to conduct pan-India probes without requiring state consent.
  • I4C Tool: The “Report and Check Suspect” tool on cybercrime.gov.in portal lets citizens verify flagged phone numbers and UPI IDs.

Read More> Digital Arrest Scams

{GS3 – DM} MHA Directive for Crowd Management **

  • Context (IE): The Ministry of Home Affairs (MHA) directed the police chiefs of all states and Union Territories to standardise crowd management protocols.
  • The directive aims to prevent loss of life and improve coordination during mega events.

Key Mandates of the Directive

  • Organiser Accountability: Event organisers must submit detailed plans for crowd control, evacuation, medical aid, and surveillance.
  • Documentation Norms: State police must maintain comprehensive records of logistics, deployments, and incidents during mega-events.
  • Reviews & Repository: Mandatory post-event reviews to assess arrangements and operational gaps; these reviews will feed a central database to support data-driven planning and risk reduction.
  • Identification Standards: Distinct dress codes for organisers and volunteers to facilitate identification during emergencies.

About Crowd Management

  • Crowd management involves the planned organisation and monitoring of large gatherings to ensure safety and prevent panic.
  • National Disaster Management Authority (NDMA) provides the primary framework for preventing stampedes and crowd disasters.

Constitutional and Legal Framework

  • Article 19(1)(b) guarantees the right to peaceful assembly, subject to reasonable restrictions in the interests of public order, and the sovereignty and integrity of India.
  • The Police Act, 1861, allows authorities to regulate assemblies and set conditions for public order.
  • The Disaster Management Act, 2005, authorises NDMA to issue binding crowd-safety guidelines, with penalties for non-compliance.

Read More > Crowd Management

{Prelims – Geo} Son River Water-Sharing Agreement

  • Context (TS): The Bihar Cabinet approved the Son River water-sharing agreement with Jharkhand, resolving a long-standing water-sharing dispute.
  • The dispute arose after Bihar’s bifurcation in 2000, with Jharkhand demanding a share of the river water.
  • The agreement allotted 2.00 million acre-feet (MAF) of the 7.75 MAF of Son River water to Jharkhand, revising the earlier Bansagar Accord.
    • The Bansagar Accord was a 1973 agreement among Madhya Pradesh, Uttar Pradesh, and Bihar for Son River development and Bansagar Dam operations.
  • The agreement clears the long-delayed Indrapuri Reservoir Project and enhances irrigation across eight districts in Bihar.
    • The Indrapuri Reservoir Project is a multipurpose project on the Son River linking Matiawan village (Bihar) with Kadwan village (Jharkhand).

Constitutional & Legal Framework for Inter-State Water Disputes

  • Article 262: It empowers Parliament to resolve inter-state river water disputes and allows the exclusion of the jurisdiction of the Supreme Court or any other court.
  • Seventh Schedule: Water is a State subject under Entry 17, while Entry 56 empowers the Centre to regulate inter-state rivers and river valleys in the public interest.
  • ISWD Act: The Inter-State Water Disputes Act, 1956, authorises the Centre to establish ad hoc tribunals when negotiations fail.
    • The 2002 amendment mandates tribunal formation within one year, a verdict within three years, and makes the tribunal’s award binding.
  • River Boards Act, 1956: It provides for the creation of advisory boards, though no board has been constituted so far.

{Prelims – IR} Indian Diplomat to Chair UN Disarmament Advisory Board *

  • Context (FP): Indian diplomat DB Venkatesh Varma has been nominated to chair the Advisory Board on Disarmament Matters (ABDM) for the 2026–27 term.
  • The nomination marks the first time an Indian national will hold this position.
  • Established in 1978, it provides high-level expertise to the United Nations on international security and arms control.
  • It provides guidance on implementing the UN Disarmament Information Programme.
  • The Board members serve as Trustees of the United Nations Institute for Disarmament Research (UNIDIR), overseeing its program, personnel, and finances.
  • Members: The Board has 15 members appointed by the UN Secretary-General from around the world.

{Prelims – IR} Conference of Speakers and Presiding Officers of the Commonwealth *

  • Context (NOA | DH): India is hosting the 28th Conference of Speakers and Presiding Officers of the Commonwealth (CSPOC) in New Delhi.
  • It marks the highest participation from over 60 Commonwealth and semi-autonomous Parliaments.
  • Focus Areas: Integrating artificial intelligence (AI) and social media into legislatures, public engagement with parliaments, and the safety of Members.
  • Significance: This is the fourth time India has hosted CSPOC, highlighting its leadership in Commonwealth parliamentary traditions.

About CSPOC

  • It is an independent forum of Speakers and Presiding Officers, with no formal affiliation to the Commonwealth Secretariat or the Commonwealth Parliamentary Association (CPA).
  • CSPOC was established in 1969 at the initiative of Lucien Lamoureux, then Speaker of the Canadian House of Commons. The permanent CSPOC secretariat is based in Canada.
  • Objective: To foster impartial and independent presiding officers, promote parliamentary democracy, and strengthen parliamentary institutions across member nations.
  • Membership: Open only to Speakers and Presiding Officers of national parliaments of sovereign Commonwealth states.
  • Governance: A Standing Committee, chaired by the Speaker of the host country’s lower house, manages CSPOC’s affairs and agenda.
  • Meeting: CSPOC convenes a full-membership conference every two years and an annual Standing Committee meeting in the intervening year.

Read More > About Commonwealth

{Prelims – Defence} Man-Portable Anti-Tank Guided Missile (MPATGM) *

  • Context (TH): Defence Research and Development Organisation (DRDO) successfully flight-tested the Man-Portable Anti-Tank Guided Missile (MPATGM) against a moving target.
  • MPATGM is an indigenous third-generation, fire-and-forget, anti-tank guided missile designed to destroy modern main battle tanks and armoured vehicles.
  • The system is developed by DRDO, with Bharat Dynamics Limited (BDL) and Bharat Electronics Limited (BEL) as lead manufacturing partners.
  • Range & Weight: The missile has a range of 200 metres to 4 kilometres and weighs under 30 kg, making it operable by a two-person crew.
  • Guidance System: It uses a fire-and-forget mechanism with a miniaturised Imaging Infrared (IIR) homing seeker, enabling day-and-night combat capability.
  • Warhead Capability: The missile has a tandem high-explosive anti-tank (HEAT) warhead that can penetrate the main armour after the reactive armour.
  • Launch Flexibility: MPATGM can be fired from a man-portable tripod or integrated with military vehicle-mounted launchers.
  • Significance: It marks a key milestone toward the induction of advanced anti-tank weapon systems in the Indian Army and strengthens Aatmanirbhar Bharat in defence technology.

{Prelims – S&T} First Satellite Mountain Township of Himachal Pradesh

  • Context (IE): Jathiya Devi will be developed as the first satellite mountain township in Himachal Pradesh by the Himachal Pradesh Housing and Urban Development Authority (HIMUDA).
  • It aims to decongest Shimla, create new economic hubs, and promote disaster-resilient urban growth.
  • It includes planned housing for various income groups, commercial zones, non-polluting industrial zones, and designated green spaces.
  • The project envisages incorporating smart features and green initiatives to align with the Sustainable Development Goals (SDGs).
  • Key Concern: The draft Social Impact Assessment (2025) highlights significant risks of displacement, livelihood disruption, loss of agricultural land, and social infrastructure.
  • A satellite township is a planned urban centre near a larger metropolitan area, operating independently while remaining economically and socially integrated with its parent city.

{Prelims – S&T} Microsoft Report on AI Adoption

  • Context (IE): The Microsoft AI Economy Institute (AIEI) released the AI Diffusion Report 2025 (H2), outlining the global landscape of generative AI adoption.

Key Highlights of the Report

  • Global Adoption: It increased by 1.2% in H2 2025, with nearly 1 in 6 people using these tools.
  • Global Leaders: UAE leads with a 64.0% adoption rate, followed by Singapore at 61%.
  • Digital Divide: Higher-income “Global North” countries have an adoption rate of 25%, almost twice that of the “Global South” at 14%.
  • DeepSeek Effect: China’s open-source, free-to-use DeepSeek has lowered entry barriers in markets such as Africa and the Global South
  • Usage–Leadership Gap: The United States leads in AI research but ranks 24th in population-wide usage, with a diffusion rate of 28.3%.
  • India-Specific Findings:
    • India ranks 64th in generative AI adoption, with diffusion rate rising from 14.2% to 15.7% in 2025.
    • India’s AI adoption lags behind China, Brazil, Germany, Japan, and the US.

Read More > Generative AI and Future of Creativity | India’s AI Landscape