
Current Affairs – June 18, 2025
{GS2 – Governance – Welfare} Inclusive Pension System for India
- Context (TH): India faces a looming demographic challenge as the old-age dependency ratio is projected to reach 30% by 2050, making an inclusive pension system a critical policy need.
State of India’s Pension Coverage
- Low Pension Coverage: India’s pension assets account for only 17% of its GDP, significantly lower than the 80% in advanced economies.
- Skewed Benefits: Benefits are heavily concentrated in the public and organised private sectors.
- Limited Formal Sector Reach: Only about 12% of the workforce is covered by formal pension schemes. The vast informal sector, i.e. 85% of the labour force, over half of GDP, is largely excluded from pension coverage.
- Limited Uptake of Voluntary Schemes: Voluntary schemes like the National Pension System (NPS) and Atal Pension Yojana (APY) covered only 5.3% of the total population in FY24.
- Risk of Future Financial Crisis: The widespread exclusion of informal workers is a significant policy failure that could lead to a future financial crisis.
Recent Initiatives
- Unified Pension Scheme: Combines features of the old and new pension schemes, offering family pensions, minimum guaranteed amounts, and a pension equal to 50% of their last drawn salary.
- Pradhan Mantri Shram Yogi Maandhan: It is a voluntary and contributory pension scheme for the unorganised sector. It offers a minimum monthly pension of ₹3,000 after the age of 60 for workers.
- Atal Pension Yojana: Focuses on unorganized sector workers. It offers a guaranteed pension of ₹1,000 to ₹5,000 per month after age 60 based on contribution.
- National Pension System (NPS): It is a voluntary, defined-contribution retirement savings scheme regulated by the Pension Fund Regulatory and Development Authority (PFRDA).
Key Challenges of the Pension System
- Fragmentation: The pension system is fragmented with overlapping schemes, especially for informal and gig workers. This adds complexity and limits scalability.
- Low & Unstable Incomes: Make it difficult for many workers to contribute regularly to pension schemes.
- Low Awareness: Financial literacy remains low. Voluntary pension schemes require awareness and trust, both of which are lacking in rural and unorganized sectors.
- Sustainability Issues: The Mercer CFA Global Pension Index 2024 rated India’s pension system at 44%, with significant concerns around adequacy and long-term liquidity.
- Exclusion of Women & Marginalized Groups: Gender disparities in workforce participation and income limit women’s access to pension benefits. Similar exclusion exists for tribal populations and migrant workers.
- Administrative and Technical Hurdles: Enrolment, KYC, and digital access barriers prevent seamless onboarding and management of pension accounts.
Way Forward
- Conduct financial literacy campaigns in schools and colleges, focusing on retirement planning.
- Develop user-friendly digital platforms for enrolment, contribution tracking, and disclosures (leveraging UPI’s success).
- Mandate regular and transparent annual disclosures of pension entitlements.
- Implement strong investment regulations and oversight to monitor fund performance and ensure liquidity.
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Unified Three-Tier Pension System to overcome structural issues:
- Tier I: Mandatory basic flat-rate contributory pension for all, irrespective of job status.
- Tier II: Employer-based occupational pensions with auto-enrolment.
- Tier III: Voluntary pension savings incentivized through tax rebates, market-linked returns etc.
{GS2 – IR – Asia} India’s Balancing Act in the Bay of Bengal
- Context (TH): India’s maritime ambitions in Bay of Bengal faces challenges despite progress in the relations in near neighbourhood.
Significance of Bay of Bengal for India
- Trade & Connectivity: Vital maritime corridor linking South Asia & Southeast Asia. Enables port development & regional integration through logistics & infrastructure.
- Geopolitical Influence: Enhances India’s leadership role in regional platforms like BIMSTEC. Counters external influence, particularly China’s maritime footprint.
- Energy: Rich in oil, gas & fisheries are essential for India’s economic & energy security.
- Security & Stability: India plays a central role in tackling piracy, trafficking, illegal fishing & other maritime threats.
- Environmental Importance: Coastal biodiversity & ecosystems are critical for disaster resilience given the vulnerability of Bay of Bengal to cyclones, rising sea levels & erosion.
Challenges
- Geopolitical Competition: China’s ports in Kyaukpyu (Myanmar), Hambantota (Sri Lanka), Chittagong (Bangladesh) challenge Indian dominance.
- Maritime Threats: Rising threats from piracy, smuggling, illegal fishing & arms/drug trafficking.
- Policy Inconsistency: India’s withdrawal of transshipment facilities to Bangladesh highlights unpredictable trade policies.
- Vulnerabilities: Prone to climate change, cyclones, erosion, affecting regional stability & livelihoods.
India’s Balancing Act
- Security Architecture: Eastern Naval Command & Andaman Tri-Service Command bolster India’s eastern maritime defense.
- MILAN Naval Exercises enhance interoperability with Southeast Asian & Western navies.
- IORA: Promotes cooperative maritime governance and environmental protection.
- QUAD: Reinforces India’s commitment to freedom of navigation and rule-based maritime order.
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Economic Engagement:
- Act East Policy: Boosts trade, investment, and infrastructure with Southeast Asian countries.
- SAGAR Initiative: Focus on security, economic development & cooperation in Indian Ocean Region.
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Regional Connectivity & Trade:
- BBIN & BIMSTEC frameworks: Boost economic corridors, energy, and transport connectivity.
- BIMSTEC Maritime Transport Agreement: Enhances port-led growth and shipping integration.
- Projects like Kaladan Multimodal Transit (India-Myanmar) & India-Bangladesh coastal shipping strengthen linkages.
- Sagarmala: Modernises ports, improves logistics, boosts coastal economic zones.
- Environmental Diplomacy: Promotes Blue Economy, sustainable development & disaster resilience. Support for green shipping corridors, renewable energy, especially in Maldives and island nations.
Way Forward
- Multilateralism: Promote rules-based regional order to enhance India’s credibility.
- Trade Policies: Ensure consistent engagement with neighbours like Bangladesh & Myanmar.
- Joint Infrastructure: Collaborate on ports, digital connectivity & energy grids.
- Climate Resilience: Invest in shared infrastructure for early warning systems, sustainable fisheries & coastal protection.
- Balanced Cooperation: Promote joint patrols & exercises without infringing on partners’ sovereignty.
{GS2 – IR – USA} Golden ‘Trump Card’
- Context (IE): The Trump Card offers U.S. residency to wealthy foreigners, aiming to replace EB-5 visa.
- Introduced by President Trump, the Gold Card offers U.S. citizenship & residency for a $5 million payment, replacing the EB-5 visa.
- Difference with EB-5: Unlike EB-5, it does not require job creation or business investment, making it a passive route to immigration.
- Benefits: Aims to attract ultra-rich individuals, boost luxury & real estate sectors.
- Impact on Indians: With 1+ million Indians already in visa backlogs, it may worsen wait times for others.
{GS2 – Polity – IC – Judiciary} Role of AI in Criminal justice
- Context (IE): AI’s growing role in India’s criminal justice system risks deepening existing social biases. Without safeguards, it may worsen marginalisation & violate human rights.
AI’s Role in Criminal Justice
- India is using AI-based tools like CCTNS, ICJS & AFRS to modernize policing & justice delivery.
- Goals: These systems aim to enhance governance, transparency & efficiency in criminal justice processes.
- Biased Datasets: AI tools are trained on socially skewed data reflecting caste, class, gender and regional inequalities.
- Rights Impact: With 66% of prisoners from Dalit, Adivasi or OBC groups (NCRB 2018), AI risks reinforcing existing systemic bias.
- E.g. A 2018 MIT study showed that facial recognition systems had just 0.8% error for White men but 34.7% for dark-skinned women.
- Warning Signs: Use of ChatGPT in judicial decisions & global examples like the COMPAS algorithm show how AI can deepen discrimination.
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Challenges Associated
- Vacuum: India lacks a dedicated AI law, deployment in system occurs without legal safeguards.
- Ethical Risks: Predictive policing & facial recognition may criminalize poverty or social identity, reinforcing stereotypes.
- Surveillance: Marginalised groups face heightened algorithmic profiling & monitoring, threatening civil liberties.
- Institutional Weaknesses: AI systems are developed & controlled by elite actors, with minimal public oversight, ethical review.
Way Forward
- Regulation: Enact laws ensuring transparency, data protection, ethical standards & grievance redressal.
- Data Representation: Ensure datasets include diverse social realities like caste, gender, rural voices.
- Human-in-the-loop systems: AI should assist, not replace, human judicial decision-making.
- Rights-Centric Design: AI must be developed with focus on the marginalised to promote equity & access to justice.
{GS3 – Envi – Conservation} International Big Cat Alliance (IBCA)
- Context (PIB): The 1st assembly of the IBCA convened in New Delhi, endorsed the India’s Union Minister of Environment, Forest & Climate Change as the President of IBCA.
- The Assembly is the apex body of the IBCA.
- IBCA is a multi-country, multi-agency coalition of 95 big cat range countries, non-range countries interested in big cat conservation – Tiger, Lion, Leopard, Snow Leopard, Cheetah, Jaguar, & Puma.

{GS3 – S&T – BioTech} Step-and-Shoot Spot-Scanning Proton Arc Therapy
- Context (TH): Recently, Corewell Health William Beaumont University Hospital, U.S. used SPArc to treat a patient with adenoid cystic carcinoma (ACC).
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Step-and-shoot Photon Arc (SPArc)
- It is a radiation therapy which uses protons for precise tumor targeting with minimal damage to surrounding tissues.
- It uses a computer programme that carefully targets tumors with proton beams.
Advantage
- Precision in Treatment: SPArc targets tumors with protons. Reduces damage to critical organs.
- Reduced Side Effects: Unlike conventional radiation therapy’s side effects, it showed minor skin irritation.
- Large Tumours: It is likely to be valuable in large or extensive tumours.
Challenges
- Geographical Miss: Small tumours can be missed.
- High cost: Expensive technology, may burden healthcare systems.
- Limited scope: Limited to specific cancers, raising concerns about overuse or misuse.
- Errors: Movements as subtle as breathing can change their position.
About Cancer
- Cancer is a disease in which abnormal cells in body grow out of control. These cells can invade nearby tissues and sometimes spread to other parts of the body.
- In the South-East Asia-region, India ranks 3rd in terms of cancer incidence, 2nd for mortality.
Cancer Curing Techniques
- Photon-Based (Conventional): Uses X-rays but affects healthy tissues, causing side effects like xerostomia (dry mouth).
- Proton Therapy (e.g., SPArc, SFO-IMPT): Delivers precise radiation with protons, targeting at the tumor and spare healthy tissue. SPArc enhances this with arc-based delivery.
- Chemotherapy: Limited effectiveness for adenoid cystic carcinoma but used in advanced cases.
- CAR-T Cell Therapy: India’s NexCAR19 (launched 2024) targets blood cancers, showing promise for personalized treatments.
India’s Efforts to Fight Cancer
- National Cancer Program (2010): Focuses on screening people for cancer early, catching it before it spreads, and building better cancer treatment facilities.
- Ayushman Bharat Yojana: Helps families who can’t afford treatment by covering costs for chemotherapy, radiation, and cancer surgeries.
- NexCAR19: India’s indigenous CAR-T cell therapy, this treatment targets blood cancers like leukemia and lymphoma.
- Cancer Genomics Repository: It is a database that collects genetic information about cancers in India to help doctors create better, personalized treatments.
- National Cancer Grid: Set up in 2012 to connects cancer centers across India to ensure consistent, high-quality care.
- Health Minister’s Cancer Patient Fund: Provides financial help of up to ₹5 lakh for cancer treatment, with a maximum of ₹15 lakh.
Global Breast Cancer Initiative
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{GS3 – S&T – Defence} ‘Achal’ Fast Patrol Vessel
- Context (PIB): Fifth Fast Petrol Vessel ‘Achal’ launched for the Indian Coast Guard.

Credit: PIB
- Achal is fifth of eight Adamya-class FPVs being built by Goa Shipyard Ltd.
- Dual Certification: Certified by the American Bureau of Shipping and the Indian Register of Shipping.
- Indigenous content: Features over 60% indigenous components.
- Length and Beam: Measures 52 m in length and 8 m in width.
- Speed: Achieves a maximum speed of 27 knots.
- Operational Range: Range of 1,500 nautical miles at 14 knots.
- Main Armament: Fitted with CRN-91 30 mm naval gun.
- Primary Roles: EEZ patrol, anti-smuggling, piracy control, surveillance.
Key Terms Explained
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{GS3 – S&T – Defence} SIPRI Yearbook 2025
- Context (TOI): The Stockholm International Peace Research Institute (SIPRI) warned about the growing risk of nuclear arm race in its SIPRI Yearbook 2025.
- Established in 1966, SIPRI is an independent international institute dedicated to research into conflict, armaments, arms control and disarmament.
Key Findings
- Decline of Global Nuclear Stockpile: Since the Cold War’s end, global nuclear stockpiles declined as dismantlement outpaced deployment.
- Global Stockpile: There are 12,241 nuke warheads globally of which 9,614 warheads are in military stockpiles for potential use while 3,912 have been deployed.
- Russia and USA together possess around 90% of all nuclear weapons. If no new agreement is made, deployed strategic warheads may increase after the New START Treaty expires in February 2026.
- Nuclear Expansion: Nearly all of the 9 nuclear-armed states continued intensive nuclear modernisation programmes in 2024, upgrading existing weapons and adding newer versions.
- Nine nuclear-armed states: US, Russia, UK, France, China, India, Pakistan, North Korea & Israel.
- China and Pakistan: China’s nuclear arsenal growing faster than any other country’s. It rose from 500 to 600 warheads, adding ~100 annually. Pakistan also continued to develop new delivery systems and accumulate fissile material in 2024.
- Threat of Nuclear Crisis: The combination of strikes on nuclear-related military infrastructure and third-party disinformation risked turning a conventional conflict into a nuclear crisis.
India Specific Findings
- India is believed to have once again slightly expanded its nuclear arsenal in 2024 and continued to develop new types of nuclear delivery system.
- India’s Stored Warheads: Increased to 180 in January 2025, from 172 in January 2024.
- India’s rapid investment in diversifying capabilities across air, sea and land, offering the country a more credible and survivable second-strike capability in comparison to Pakistan.
Global Initiatives to Contain Nuclear Proliferation
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{GS3 – S&T – Tech} Quantum Communication
- Context (TH): IIT-Delhi together with DRDO demonstrated quantum communication by showcasing Quantum Key Distribution (QKD) over a distance of more than 1 km in free-space.
- Performance Metrics: Achieved 240 bits/s secure key rate with <7% Quantum Bit Error Rate (QBER).
- China built the first 4,600 km space-to-ground quantum network in 2021, using the Micius satellite.
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What is Quantum Communication?
- It is an umbrella term for schemes using quantum physics, especially entanglement, for leak-proof communication.
- Photon Encoding: Encodes data in photon states, unlike classical bits.
- Entanglement-Based: Uses entangled photons, i.e. Paired photons with linked states, instantly affecting each other, for secure channels.
- QKD Focus: Employs Quantum Key Distribution (QKD) for unbreakable encryption keys.
- Superposition Use: Leverages superposition for enhanced data security.
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Quantum Entanglement
- Paired photons where one’s measurement instantly determines the other’s state, despite distance.
- Shared States: Entangled particles share properties, e.g., polarisation.
- Non-Locality: Immediate influence between distant particles (instant correlations), defying classical physics.
- Parametric Down-Conversion: Creates entangled photon pairs using crystal interaction.
Quantum Key Distribution (QKD)
- Specialised quantum communication to create identical secret keys for secure messaging.
- Key Exchange: Provides keys for AES encryption, securing the exchange without encrypting data.
- Photon Use: Transmits qubits via photons for secure keys.
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Types of QKD
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Aspect |
Prepare-and-Measure QKD |
Entanglement-Based QKD |
| Photon Source | The sender prepares single photons. | The source generates entangled pairs. |
| Security | Relies on a trusted source. | Offers device-independent security. |
| Implementation | Simpler, no entanglement needed. | Complex, requires entanglement. |
| Error Sensitivity | Vulnerable to device imperfections. | Less sensitive to side-channel attacks. |
| Scalability | Easier with current technology. | Harder due to entanglement challenges. |
Applications of Quantum Communication
- Military uses: Secures data for precision strikes, protects UAV communications, Safeguards sensor data.
- Digital Payments: Secures UPI transactions, protects financial transaction from cyberattacks.
- Healthcare Data: Protects telemedicine records, e.g., hospital networks.
- Smart Grids: Safeguard power distribution.
- E-Governance: Ensures secure citizen data, e.g., Digital India portals.
- IoT Security: Shields smart city devices.
Advantages of Quantum Communication
- Unbreakable Security: Detects eavesdropping instantly, ensuring hack-proof communication.
- Global Connectivity: Enables secure satellite-based networks.
- Data Integrity: Ensures transmitted data remains unaltered, vital for banking.
- Quantum-Proof Encryption: Resists quantum computer attacks, unlike classical methods.
- Future Scalability: Supports quantum internet, enhancing connectivity.
Challenges of Quantum Communication
- Range Limitation: Photon loss limits range.
- High Costs: Expensive detectors hinder adoption.
- Integration Issues: Incompatible with existing telecom infrastructure.
- Standardisation Gap: Lacks global protocols, e.g., China vs. India systems.
- Error Rates: High QBER impacts efficiency.
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{Prelims – PIN India} Shipki La
- Context (TH): Himachal Pradesh has opened the Shipki La mountain pass to Indian tourists to boost border tourism and revive ties with Tibet.
- Shipki La is a motorable mountain pass at 3,930 m in Himachal Pradesh.
- Lies on the India-China border in Kinnaur district.
- Earlier known as Pema La or Shared Gate; renamed Shipki La by Indo-Tibetan Border Police post-1962.
- Declared part of the Line of Actual Control after the 1962 war.
- Lies on National Highway 5, among India’s highest roads.
- River Sutlej enters India through Shipki La.
- One of 3 official India–Tibet trade routes (with Nathu La, Lipulekh).
- Served as a key India–Tibet trade route since the 15th century.
{Prelims – PIN World – Europe} Cyprus
- Context (IE): Prime Minister Modi became the 1st Indian PM in 23 years to visit Cyprus and was honoured with Grand Cross of the Order of Makarios III.

Credit: Britannica
- Cyprus is a Eurasian island in the eastern Mediterranean, south of Turkey & southeast of Greece. It is the 3rd largest Mediterranean island after Sicily & Sardinia.
- Geographically in Asia, Cyprus is politically aligned with Europe & a member of the European Union.
- Maritime neighbours: Turkey (North), Syria (East) & Lebanon (Southeast).
- Mountain Ranges: Kyrenia & Troodos Mountains with highest Point as Mount Olympus.
- Since 1974, it has been divided into the Turkish-controlled north & the Greek Cypriot-controlled south, known as the Cyprus problem.
- India supports a bi-zonal, bi-communal federation based on UN Resolutions to resolve the Cyprus issue.
Significance of Cyprus for India
- Counterbalance: Helps counter the Turkey-Pakistan axis, especially after Turkey backed Pakistan on Kashmir & during Operation Sindoor.
- Gateway to Europe: Part of the India-Middle East-Europe Economic Corridor (IMEC), enhancing East-West connectivity & access to European markets.
- FDI: Among India’s top 10 FDI sources with cumulative investments of USD 14.65 billion (2000–2025).
- India-EU Engagement: As Cyprus will hold the EU Council Presidency in 2026, it can advocate for India’s interests in EU policy.
- Multilateral Support: Endorses India’s bid for UNSC permanent membership, NSG entry & participation in global governance platforms.
Grand Cross of the Order of Makarios III
- Highest Civilian Honour: It is one of the highest distinctions awarded by Cyprus, named after its first President, Archbishop Makarios III.
- Established in 1991, the award recognises exceptional contributions to Cyprus or the international community, especially in diplomacy, peace & human values.
- Awarded typically to Heads of State & dignitaries for outstanding service or leadership.
- Symbolises commitment: To independence, integrity & cooperation through diplomatic recognition.
{Prelims – S&T – Defence – Exercises} Exercise Shakti
- Context (PIB): Exercise Shakti will be conducted at Camp Larzac, La Cavalerie, France.
- Exercise Shakti is a biennial training engagement between the Indian and French Armies, aimed at enhancing interoperability, operational coordination, and military to military connect.
- It will focus on joint operations in a sub-conventional environment under Chapter VII of the United Nations Charter, with training being conducted in semi-urban terrain.
{Prelims – Sci – Bio – Diseases} Albinism
- Context (TH): International Albinism Awareness Day is observed on June 13 to highlight the health, social, and legal challenges of people with albinism.
What is Albinism?
- Albinism is a rare inherited condition caused by gene mutations affecting melanin production.
- Caused by defective genes affecting melanin biosynthesis leading to reduced or absent melanin in the skin, eyes, and hair.
- Non-contagious: Albinism does not spread and is purely genetic.
- Visual impairments: Most individuals face significant vision problems from birth.
- Skin cancer risk: Absence of melanin leads to a high risk of squamous cell carcinoma and melanoma.
- Lifelong condition: No cure exists, but symptoms can be managed with early care.
Melanin
- Melanin gives colour to the skin, hair, and eyes.
- UV protection: Acts as a natural barrier against harmful ultraviolet radiation.
- Eye development: Essential for the development of the retina and optic nerves.
- Skin health: Reduces DNA damage and lowers the risk of skin cancer.
- Temperature effect: Melanin also helps in thermoregulation in high UV environments.
Prevalence of Albinism
- Global range: Found in 1 in 20,000 to 40,000 individuals globally.
- India has approx. 1,00,000 individuals affected with albinism. India lacks any focused national programme for albinism.
- Albinism is not explicitly listed under the Rights of Persons with Disabilities Act.
{Prelims – Sci – Bio – Diseases} Rinderpest
- Context (PIB): ICAR-NIHSAD, Bhopal is designated as Category-A Rinderpest Holding Facility by WOAH and FAO.
Rinderpest Virus (Cattle plague)
- Contagious viral disease caused by a Morbillivirus from the Paramyxoviridae family.
- Host Species: Affects cattle, buffalo, and wild cloven-hoofed animals.
- Transmission: Spreads via direct contact and nasal secretions. Does not infect or spread to humans.
- Symptoms: Causes fever, mouth ulcers, and diarrhoea.
- Mortality Rate: Can kill up to 100% in previously unexposed cattle.
- It is the 2nd infectious disease to be declared eradicated in 2011 after smallpox.
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ICAR-NIHSAD: National Institute of High Security Animal Diseases
- High-containment animal disease research facility.
- Serves as WOAH reference lab for avian influenza.
- Supports zoonotic disease surveillance under India’s One Health framework.
World Organisation for Animal Health (WOAH)
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