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UPSC Prelims PYQ 2019: Which is not an Asset of a Commercial Bank?

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Which of the following is not included in the assets of a commercial bank in India?

Advances
Deposits
Investments
Money at call and short notice

Explanation

Option (b) is correct

Deposits are liabilities for a commercial bank, as they represent money that the bank owes to its customers. The other options (advances, investments, money at call and short notice) are assets because they involve the bank’s use of funds to generate returns.

Answer: (b) Deposits; Difficulty Level: Easy

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