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July 9-2024 Prelims Practice Questions (PPQs)
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- These Prelims Practice Questions (PPQs) are based on PMF IAS Daily Current Affairs.
- The daily current affairs are uploaded every day by 8 PM. You can read the Daily Current Affairs from here.
- Subscribers of the“Current Affairs” course can Download Daily Current Affairs in PDF/DOC from here.
[Quiz] Daily Prelims Practice Questions (PPQs) – July 09 2024
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These MCQs are based on PMF IAS Daily Current Affairs. The daily current affairs are uploaded every day by 8 PM. You can read the Daily Current Affairs from here. Subscribers of the “Current Affairs” course can Download Daily Current Affairs in PDF/DOC from here.
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Question 1 of 5
1. Question
Q1. {IE – Banking} Consider the following statements regarding the credit-deposit ratio:
- A persistent higher credit-deposit ratio indicates that a bank is lending out a larger portion of its deposits, which can potentially risk business sustainability.
- There is no specific number of credit-deposit ratio mandated to the banks by the Reserve Bank of India.
Which of the statements given above is/are not correct?
Correct
Explanation
Statement 1 is correct
- RBI expressed concern over the persistent higher credit growth than deposit mobilisation, which could potentially risk business sustainability.
- The credit-deposit ratio is a measure that indicates how much a bank lends out of the deposits it has mobilised. CDR = (Total Loans / Total Deposits) × 100.
- A lower ratio suggests the bank has more liquidity, while a higher ratio indicates less liquidity.
- A very high CDR indicate that the bank is taking on risk by lending out a larger portion of its deposits.
- It reflects how much of the bank’s deposits are being used for lending (banks’ primary source of income).
Statement 2 is correct
- Recently, the CD ratio of some small finance banks has gone above 100%, much higher than the industry average of 80%.
- There is no specific number for the CD ratio given to the banks by the Reserve Bank of India.
Answer: (d) Neither 1 nor 2; Difficulty Level: Easy
Incorrect
Explanation
Statement 1 is correct
- RBI expressed concern over the persistent higher credit growth than deposit mobilisation, which could potentially risk business sustainability.
- The credit-deposit ratio is a measure that indicates how much a bank lends out of the deposits it has mobilised. CDR = (Total Loans / Total Deposits) × 100.
- A lower ratio suggests the bank has more liquidity, while a higher ratio indicates less liquidity.
- A very high CDR indicate that the bank is taking on risk by lending out a larger portion of its deposits.
- It reflects how much of the bank’s deposits are being used for lending (banks’ primary source of income).
Statement 2 is correct
- Recently, the CD ratio of some small finance banks has gone above 100%, much higher than the industry average of 80%.
- There is no specific number for the CD ratio given to the banks by the Reserve Bank of India.
Answer: (d) Neither 1 nor 2; Difficulty Level: Easy
Unattempted
Explanation
Statement 1 is correct
- RBI expressed concern over the persistent higher credit growth than deposit mobilisation, which could potentially risk business sustainability.
- The credit-deposit ratio is a measure that indicates how much a bank lends out of the deposits it has mobilised. CDR = (Total Loans / Total Deposits) × 100.
- A lower ratio suggests the bank has more liquidity, while a higher ratio indicates less liquidity.
- A very high CDR indicate that the bank is taking on risk by lending out a larger portion of its deposits.
- It reflects how much of the bank’s deposits are being used for lending (banks’ primary source of income).
Statement 2 is correct
- Recently, the CD ratio of some small finance banks has gone above 100%, much higher than the industry average of 80%.
- There is no specific number for the CD ratio given to the banks by the Reserve Bank of India.
Answer: (d) Neither 1 nor 2; Difficulty Level: Easy
-
Question 2 of 5
2. Question
Q2. {Envi – Conservation} Consider the following statements regarding the Biodiversity Beyond National Jurisdiction (BBNJ) Agreement:
- It is an agreement under the United Nations Framework Convention on Climate Change (UNFCCC) to conserve marine biological diversity in areas beyond national jurisdiction.
- The Ministry of Earth Sciences is the designated body for implementing the BBNJ Agreement in India.
Which of the statements given above is/are correct?
Correct
Explanation
- The Union Cabinet has approved signing the Biodiversity Beyond National Jurisdiction (BBNJ) Agreement, also known as the ‘High Seas Treaty’.
Statement 1 is not correct
- It is an international treaty under the United Nations Convention on the Law of the Sea (UNCLOS).
- It addresses growing concerns over the long-term protection of marine biodiversity in the high seas.
- It is a significant step towards the conservation and sustainable use of marine biological diversity in areas beyond national jurisdiction, commonly known as the ‘High Seas’.
Statement 2 is correct
- It became the third agreement approved under the UNCLOS after the 1994 and 1995 treaties, which established the International Seabed Authority and the Fish Stocks Agreement.
- The Ministry of Earth Sciences will implement the BBNJ Agreement in India.
Answer: (b) 2 only; Difficulty Level: Easy
Incorrect
Explanation
- The Union Cabinet has approved signing the Biodiversity Beyond National Jurisdiction (BBNJ) Agreement, also known as the ‘High Seas Treaty’.
Statement 1 is not correct
- It is an international treaty under the United Nations Convention on the Law of the Sea (UNCLOS).
- It addresses growing concerns over the long-term protection of marine biodiversity in the high seas.
- It is a significant step towards the conservation and sustainable use of marine biological diversity in areas beyond national jurisdiction, commonly known as the ‘High Seas’.
Statement 2 is correct
- It became the third agreement approved under the UNCLOS after the 1994 and 1995 treaties, which established the International Seabed Authority and the Fish Stocks Agreement.
- The Ministry of Earth Sciences will implement the BBNJ Agreement in India.
Answer: (b) 2 only; Difficulty Level: Easy
Unattempted
Explanation
- The Union Cabinet has approved signing the Biodiversity Beyond National Jurisdiction (BBNJ) Agreement, also known as the ‘High Seas Treaty’.
Statement 1 is not correct
- It is an international treaty under the United Nations Convention on the Law of the Sea (UNCLOS).
- It addresses growing concerns over the long-term protection of marine biodiversity in the high seas.
- It is a significant step towards the conservation and sustainable use of marine biological diversity in areas beyond national jurisdiction, commonly known as the ‘High Seas’.
Statement 2 is correct
- It became the third agreement approved under the UNCLOS after the 1994 and 1995 treaties, which established the International Seabed Authority and the Fish Stocks Agreement.
- The Ministry of Earth Sciences will implement the BBNJ Agreement in India.
Answer: (b) 2 only; Difficulty Level: Easy
-
Question 3 of 5
3. Question
Q3. {A&C – RCA} Consider the following statements about the Udayagiri and Khandagiri Caves:
- These caves were constructed by King Kharavela of the Meghavahana dynasty for Jain monks.
- The Udayagiri caves are known for the Hathigumpha inscription, carved in Brahmi script, which details the military campaigns of King Kharavela.
- These caves offer some of the earliest archaeological evidence of Odissi dance.
How many of the statements given above are correct?
Correct
Explanation
Statement 1 is correct
- The earliest examples of rock-cut cave tradition in Odisha are the Udayagiri and Khandagiri caves in the vicinity of Bhubaneswar.
- They were built around 2nd century BC by King Kharavela of the Meghavahana dynasty for Jain monks.
Statement 2 is correct
- The Udayagiri caves are renowned for the Hathigumpha inscription, carved in Brahmi script, which details the military campaigns of King Kharavela.
Statement 3 is correct
- Archaeological evidence of this dance form dating back to the 2nd century B.C. is found in the caves of Udayagiri and Khandagiri.
Answer: (c) All three; Difficulty Level: Medium
Incorrect
Explanation
Statement 1 is correct
- The earliest examples of rock-cut cave tradition in Odisha are the Udayagiri and Khandagiri caves in the vicinity of Bhubaneswar.
- They were built around 2nd century BC by King Kharavela of the Meghavahana dynasty for Jain monks.
Statement 2 is correct
- The Udayagiri caves are renowned for the Hathigumpha inscription, carved in Brahmi script, which details the military campaigns of King Kharavela.
Statement 3 is correct
- Archaeological evidence of this dance form dating back to the 2nd century B.C. is found in the caves of Udayagiri and Khandagiri.
Answer: (c) All three; Difficulty Level: Medium
Unattempted
Explanation
Statement 1 is correct
- The earliest examples of rock-cut cave tradition in Odisha are the Udayagiri and Khandagiri caves in the vicinity of Bhubaneswar.
- They were built around 2nd century BC by King Kharavela of the Meghavahana dynasty for Jain monks.
Statement 2 is correct
- The Udayagiri caves are renowned for the Hathigumpha inscription, carved in Brahmi script, which details the military campaigns of King Kharavela.
Statement 3 is correct
- Archaeological evidence of this dance form dating back to the 2nd century B.C. is found in the caves of Udayagiri and Khandagiri.
Answer: (c) All three; Difficulty Level: Medium
-
Question 4 of 5
4. Question
Q4. {Prelims – Envi – Species} Consider the following flora and fauna:
- Brown Palm Civet
- Lion-tailed macaque
- Red Sanders
- Pygmy Hog
- Red Panda
How many of the above-given species of flora and fauna are endemic to the Western Ghats of India?
Correct
Explanation
Brown Palm Civet is endemic to the Western Ghats
- The brown palm civet (Paradoxurus jerdoni) also called the Jerdon’s palm civet is a palm civet endemic to the Western Ghats of India.
- They are nocturnal, arboreal, small carnivores that thrive in the high-altitude tropical.
- Conservation Status: IUCN: Least Concern | CITES: Appendix III
Lion-tailed macaque is endemic to the Western Ghats
- Lion-tailed macaque (or wanderoo) is an Old World monkey endemic to the Western Ghats.
- Distribution: Found in three states, namely, Karnataka, Kerala, and Tamil Nadu.
- Habitat: Prefers tropical evergreen rainforests but is also found in monsoon forests.
- Conservation Status: IUCN: EN
Red Sanders is not endemic to the Western Ghats
- It is a flora species endemic to a distinct tract of forests in the Eastern Ghats region of Andhra Pradesh.
- Conservation Status: IUCN: EN
- It is reported to be one of India’s most exploited tree species and is under severe pressure from illegal logging and harvesting.
- Its heartwood is in demand in both domestic and international markets and is used to make furniture and handicrafts, while the red dye obtained from the wood is used as a colouring agent in textiles and medicines.
Pygmy Hog is not endemic to the Western Ghats
- Pygmy Hog is the world’s smallest wild pig.
- It is one of the indicator species of grassland habitats.
- It lives in sociable family groups of up to 20, led by a matriarch.
- Distribution: This rare pig species viable population is found only in Manas Wildlife Sanctuary, Assam.
- Earlier, it was located across north India, Nepal, and Bhutan.
Red Panda is not endemic to the Western Ghats
- Red panda is endemic to the temperate forests of the Himalayas.
- Habitat: Sikkim and Assam, northern Arunachal Pradesh.
Answer: (a) Only two; Difficulty Level: Medium
Incorrect
Explanation
Brown Palm Civet is endemic to the Western Ghats
- The brown palm civet (Paradoxurus jerdoni) also called the Jerdon’s palm civet is a palm civet endemic to the Western Ghats of India.
- They are nocturnal, arboreal, small carnivores that thrive in the high-altitude tropical.
- Conservation Status: IUCN: Least Concern | CITES: Appendix III
Lion-tailed macaque is endemic to the Western Ghats
- Lion-tailed macaque (or wanderoo) is an Old World monkey endemic to the Western Ghats.
- Distribution: Found in three states, namely, Karnataka, Kerala, and Tamil Nadu.
- Habitat: Prefers tropical evergreen rainforests but is also found in monsoon forests.
- Conservation Status: IUCN: EN
Red Sanders is not endemic to the Western Ghats
- It is a flora species endemic to a distinct tract of forests in the Eastern Ghats region of Andhra Pradesh.
- Conservation Status: IUCN: EN
- It is reported to be one of India’s most exploited tree species and is under severe pressure from illegal logging and harvesting.
- Its heartwood is in demand in both domestic and international markets and is used to make furniture and handicrafts, while the red dye obtained from the wood is used as a colouring agent in textiles and medicines.
Pygmy Hog is not endemic to the Western Ghats
- Pygmy Hog is the world’s smallest wild pig.
- It is one of the indicator species of grassland habitats.
- It lives in sociable family groups of up to 20, led by a matriarch.
- Distribution: This rare pig species viable population is found only in Manas Wildlife Sanctuary, Assam.
- Earlier, it was located across north India, Nepal, and Bhutan.
Red Panda is not endemic to the Western Ghats
- Red panda is endemic to the temperate forests of the Himalayas.
- Habitat: Sikkim and Assam, northern Arunachal Pradesh.
Answer: (a) Only two; Difficulty Level: Medium
Unattempted
Explanation
Brown Palm Civet is endemic to the Western Ghats
- The brown palm civet (Paradoxurus jerdoni) also called the Jerdon’s palm civet is a palm civet endemic to the Western Ghats of India.
- They are nocturnal, arboreal, small carnivores that thrive in the high-altitude tropical.
- Conservation Status: IUCN: Least Concern | CITES: Appendix III
Lion-tailed macaque is endemic to the Western Ghats
- Lion-tailed macaque (or wanderoo) is an Old World monkey endemic to the Western Ghats.
- Distribution: Found in three states, namely, Karnataka, Kerala, and Tamil Nadu.
- Habitat: Prefers tropical evergreen rainforests but is also found in monsoon forests.
- Conservation Status: IUCN: EN
Red Sanders is not endemic to the Western Ghats
- It is a flora species endemic to a distinct tract of forests in the Eastern Ghats region of Andhra Pradesh.
- Conservation Status: IUCN: EN
- It is reported to be one of India’s most exploited tree species and is under severe pressure from illegal logging and harvesting.
- Its heartwood is in demand in both domestic and international markets and is used to make furniture and handicrafts, while the red dye obtained from the wood is used as a colouring agent in textiles and medicines.
Pygmy Hog is not endemic to the Western Ghats
- Pygmy Hog is the world’s smallest wild pig.
- It is one of the indicator species of grassland habitats.
- It lives in sociable family groups of up to 20, led by a matriarch.
- Distribution: This rare pig species viable population is found only in Manas Wildlife Sanctuary, Assam.
- Earlier, it was located across north India, Nepal, and Bhutan.
Red Panda is not endemic to the Western Ghats
- Red panda is endemic to the temperate forests of the Himalayas.
- Habitat: Sikkim and Assam, northern Arunachal Pradesh.
Answer: (a) Only two; Difficulty Level: Medium
-
Question 5 of 5
5. Question
Q5. {S&T – LGD} With reference to “Lab Grown Diamonds” (LGDs), consider the following statements:
- Lab-grown diamonds are artificially manufactured and exhibit the same optical and chemical properties as natural diamonds.
- In India, the share of lab-grown diamonds in the diamond business is more than thirty percent.
- They are environment friendly and sustainable.
Which of the statements given above is/are correct?
Correct
Explanation
Statement 1 is correct
- Lab-grown diamonds (synthetic diamonds) are artificially manufactured using processes that duplicate the conditions under which diamonds naturally develop (high pressure and temperature).
- They consist of actual carbon atoms arranged in the characteristic diamond crystal structure.
- They exhibit the same optical and chemical properties as natural diamonds.
- Applications of Lab-Grown Diamonds:
- Used in computer chips, satellites, 5G networks as they can be used in extreme environments due to their potential to operate at higher speeds while using less power than silicon-based chips.
- Used as heat sinks in advanced computers.
- Used in industries, especially in telecommunications and laser optics.
- Used in grinding, drilling, and polishing procedures.
- Their hardness and extra strength make them ideal for use as cutters.
Statement 2 is not correct
- In India, the share of lab-grown diamonds in the diamond business is only 2-3 per cent.
- They are mostly used for jewellery and exports.
Statement 3 is correct
- Benefits of Lab-Grown Diamonds:
- Greater purity and improved quality.
- Guaranteed origins and guilt-free composition.
- Affordable diamonds in various colours.
- Environmentally friendly and sustainable
Answer: (a) 1 and 3 only; Difficulty Level: Medium
Incorrect
Explanation
Statement 1 is correct
- Lab-grown diamonds (synthetic diamonds) are artificially manufactured using processes that duplicate the conditions under which diamonds naturally develop (high pressure and temperature).
- They consist of actual carbon atoms arranged in the characteristic diamond crystal structure.
- They exhibit the same optical and chemical properties as natural diamonds.
- Applications of Lab-Grown Diamonds:
- Used in computer chips, satellites, 5G networks as they can be used in extreme environments due to their potential to operate at higher speeds while using less power than silicon-based chips.
- Used as heat sinks in advanced computers.
- Used in industries, especially in telecommunications and laser optics.
- Used in grinding, drilling, and polishing procedures.
- Their hardness and extra strength make them ideal for use as cutters.
Statement 2 is not correct
- In India, the share of lab-grown diamonds in the diamond business is only 2-3 per cent.
- They are mostly used for jewellery and exports.
Statement 3 is correct
- Benefits of Lab-Grown Diamonds:
- Greater purity and improved quality.
- Guaranteed origins and guilt-free composition.
- Affordable diamonds in various colours.
- Environmentally friendly and sustainable
Answer: (a) 1 and 3 only; Difficulty Level: Medium
Unattempted
Explanation
Statement 1 is correct
- Lab-grown diamonds (synthetic diamonds) are artificially manufactured using processes that duplicate the conditions under which diamonds naturally develop (high pressure and temperature).
- They consist of actual carbon atoms arranged in the characteristic diamond crystal structure.
- They exhibit the same optical and chemical properties as natural diamonds.
- Applications of Lab-Grown Diamonds:
- Used in computer chips, satellites, 5G networks as they can be used in extreme environments due to their potential to operate at higher speeds while using less power than silicon-based chips.
- Used as heat sinks in advanced computers.
- Used in industries, especially in telecommunications and laser optics.
- Used in grinding, drilling, and polishing procedures.
- Their hardness and extra strength make them ideal for use as cutters.
Statement 2 is not correct
- In India, the share of lab-grown diamonds in the diamond business is only 2-3 per cent.
- They are mostly used for jewellery and exports.
Statement 3 is correct
- Benefits of Lab-Grown Diamonds:
- Greater purity and improved quality.
- Guaranteed origins and guilt-free composition.
- Affordable diamonds in various colours.
- Environmentally friendly and sustainable
Answer: (a) 1 and 3 only; Difficulty Level: Medium
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